Start with the question behind the number
When you say you want a name that is not too popular, what do you picture? Another child answering at the playground? Having to add a last initial? A name that feels chosen by everybody at once? Write down the situation that bothers you. A ranking can help with some questions, but it cannot settle a feeling about belonging or individuality.
Try finishing this sentence: “I would still love this name if…” Perhaps your answer is “there were another one in the class.” Perhaps it is “my cousin chose it too.” You are setting a personal tolerance, not passing a test. Two families can read the same chart and reasonably make different choices.
Give rank and frequency different jobs
Rank tells you a name's position in an ordered list. Frequency tells you how many records use that spelling. As a made-up example, a name used 2,000 times in a group of 1,000,000 represents 0.2%, or 20 per 10,000. Those numbers describe a share; a rank alone does not.
For an actual comparison, keep the year and statistical category the same. SSA publishes totals by birth year and sex that can supply the denominator. Comparing a name's count from one year with another year's total produces an answer to a question nobody intended to ask. Check the small print before interpreting a neat percentage.
Make a small, fair comparison
Pick three names you already like. Look at their latest counts and then their recent histories. Do not add twenty alternatives yet. Ask whether the differences change your original concern. If all three feel acceptable, popularity has done its job and you can move on to sound, family meaning, or the complete name.
Your neighborhood is not a random miniature of the country. National numbers are useful context, but they cannot promise how many children will share a classroom name. Treat a story from one school as a story from that school. Avoid turning a memorable encounter into a national conclusion.
Choose a boundary you can actually use
A useful rule might be “I want to see the numbers before deciding.” A less useful rule is one you keep moving whenever a favorite crosses it. If you choose a rank cutoff, write down why. Revisit it once with your partner rather than checking it every time you see a birth announcement.
Keep one sentence beside each finalist: “We like this enough to accept its current popularity,” or “We would prefer a less frequently used option.” That sentence makes the trade-off visible. A popular name can be a thoughtful choice. A rare one can be thoughtful too. The purpose of the data is to make your decision clearer, not to supply the decision for you.